Furnace Replacement Cost in Indiana
Across Indiana, homeowners pay $3,400 to $8,200 for furnace replacement. Climate, labor rates and housing age all move the price. In Indiana's cities, the median home dates to about 1975.
Furnace Replacement Prices in Indiana Cities
| City | Estimate | Heating / cooling degree days |
|---|---|---|
| Indianapolis | $3,300 to $8,100 | 5,703 / 946 |
| Fort Wayne | $3,300 to $7,900 | 5,967 / 849 |
| Evansville | $2,800 to $6,800 | 3,882 / 1,771 |
| Fishers | $4,400 to $10,800 | 5,758 / 919 |
| South Bend | $3,100 to $7,600 | 6,235 / 736 |
| Carmel | $4,600 to $11,300 | 5,758 / 919 |
| Bloomington | $3,200 to $7,900 | 5,281 / 1,068 |
| Hammond | $3,200 to $7,700 | 6,349 / 858 |
| Noblesville | $4,000 to $9,800 | 5,758 / 919 |
| Lafayette | $3,100 to $7,600 | 5,823 / 883 |
| Greenwood | $3,600 to $8,700 | 5,703 / 946 |
| Gary | $3,100 to $7,600 | 6,170 / 808 |
| Muncie | $3,000 to $7,300 | 5,262 / 1,172 |
| Westfield | $4,300 to $10,600 | 5,758 / 919 |
| Kokomo | $3,100 to $7,600 | 6,059 / 833 |
| Terre Haute | $2,900 to $7,200 | 4,892 / 1,473 |
| Anderson | $3,000 to $7,400 | 5,473 / 977 |
| Elkhart | $3,100 to $7,600 | 6,115 / 792 |
| Jeffersonville | $3,200 to $7,700 | 4,140 / 1,642 |
| Columbus | $3,400 to $8,400 | 5,082 / 1,127 |
| Mishawaka | $3,200 to $7,700 | 6,235 / 736 |
From 2020 through 2025, NOAA recorded 605 winter storm and ice events, 215 heat events, 231 extreme cold events and 792 hail reports in Indiana. Those are the days when emergency HVAC calls pile up.
When Replacement Makes Sense
- The furnace is 15 to 20 years old or more
- A repair quote runs past a third of the cost of a new unit
- Gas or electric bills keep climbing even though usage hasn't changed
- Some rooms stay cold, the burner short-cycles, or the ignitor keeps failing
- A tech found a cracked heat exchanger, or the CO detector has gone off
What Moves the Price
- AFUE rating: a basic 80% unit vs. a 96% condensing furnace
- BTU size, which should come from a Manual J load calculation
- Single-stage, two-stage or modulating gas valve
- New PVC venting if you move to a condensing model
- Permit and inspection fees, which the local building department sets
- Condition of the existing ductwork and any changes it needs
Common Questions
How long does a furnace replacement take?
A straight swap is usually done in one day, somewhere between 4 and 10 hours. Moving to a condensing furnace with new PVC venting can add a few more.
Is a high-efficiency furnace worth it?
In cold climates, a 95%+ AFUE furnace usually earns back the price difference in lower gas bills. Where winters are mild, the payback can take a very long time.
Other HVAC Prices in Indiana
- Furnace Repair in Indiana
- AC Installation in Indiana
- AC Repair in Indiana
- Heat Pump Installation in Indiana
- Heat Pump Repair in Indiana
- HVAC System Replacement in Indiana
- Ductless Mini-Split Installation in Indiana
- Emergency HVAC Repair in Indiana
- HVAC Tune-Up & Maintenance in Indiana
- Boiler Replacement in Indiana
- Air Duct Cleaning in Indiana
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